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{"id":488,"date":"2010-07-26T16:48:07","date_gmt":"2010-07-26T22:48:07","guid":{"rendered":"https:\/\/www.jacksonholerealestatetoday.com\/?p=488"},"modified":"2010-07-26T16:48:07","modified_gmt":"2010-07-26T22:48:07","slug":"jackson-hole-banker-mortgage-rates-at-record-lows","status":"publish","type":"post","link":"https:\/\/briansiegfriedjh.com\/jackson-hole-banker-mortgage-rates-at-record-lows\/","title":{"rendered":"Jackson Hole Banker: Mortgage rates at ‘record lows’"},"content":{"rendered":"
\"\"<\/a>
The Sleeping Indian, more properly known as Sheep Mountain, doesn't appear interested in when interest rates may rise. Photo taken at sunset on July 23, 2010 from Spring Creek Ranch.<\/figcaption><\/figure>\n

This week\u2019s \u201cEconomic Report and Rate Sheet\u201d from First Interstate Bank* reports another drop for 30-year fixed-rate home mortgages to a national average of 4.56 percent.<\/p>\n

\u201cThe rate marks yet another record low in Freddie Mac\u2019s 39-year survey,\u201d writes Patti Patterson, real estate loan officer with FIB here in Jackson Hole. \u201cA year ago, rates for 30-year mortgages averaged 5.2 percent.\u201d<\/p>\n

Why are these rates continuing to go down? When will they go up?<\/p>\n

Unlike the other subjects covered here at Teton Realty Today, do not call me for an explanation of the factors that drive these numbers! Not even bankers seem to know the answer as they have been calling for rates to rise<\/a> for the better part of a year. Search this site for \u201cmortgage\u201d and there are several posts reporting calls for an imminent rise in rates.<\/a><\/p>\n

If you are interesting in buying real estate\u00a0 in the near future, however, please do, give your banker a call to see what kind of loan programs they have available and which ones you might qualify for. Then give me a call for an updated inventory list in your target market \u2013 having a good relationship with a banker and knowing what you can afford ahead of time is tremendously empowering for buyers.<\/p>\n

Other tidbits in this week\u2019s report from FIB included:<\/p>\n